Does Modern Dermatology accept insurance?
It depends on what you want to cover. The visit and the medication are two different costs. Each one has its own rules.
The visit
Provincial health plans cover medically necessary physician services. Each province decides what it covers, and online services often fall outside that coverage. Ask your provincial or territorial health plan whether it covers your consultation.
Each consultation costs CA$175.
Your medication
Medication is billed separately from your consultation. You can use a provincial drug plan or a private plan to pay for it. Your pharmacy bills the plan.
- A provincial drug plan may cover some drugs. Rules differ by province and by drug.
- A private plan, such as one from your employer, may cover part of the cost. Check your plan booklet or call your insurer.
- Some drugs need approval from your plan before it pays.
Special authorization forms
Some plans ask for a special authorization form before they cover a drug. If your plan asks, we complete the form for you.
A plan can still refuse. Approval depends on the plan, not on Modern Dermatology. If a plan refuses, your clinician can talk to you about other options.
Receipts for private plan claims
You can claim some costs from a private plan or a health spending account. We give you a receipt for each payment. You can download your receipts from your patient portal.
Your insurer decides what it pays. Ask your insurer these questions before you claim.
- Does my plan cover online care from a licensed medical professional?
- Does my plan need a referral or a prescription?
- What proof does my plan need?
If you have no coverage
You can still get care. We tell you the price before you pay. Some treatments cost little. Your clinician can also tell you about lower cost options when they are safe for you.
Questions
Read our FAQ or contact us. Our Care Team can explain your options. We cannot tell you what your insurer will pay.
